The Higher Education Opportunity Act conditions the eligibility of educational institutions to participate in Title IV programs on the development of and compliance with a code of conduct prohibiting conflicts of interest for its financial aid personnel [HEOA § 487(a)(25)]. Skinworks School of Advanced Skincare employees are required to comply with this code of conduct.

• Conflicts of interest are prohibited with respect to the loans
• Revenue sharing arrangements are prohibited with any lender.
• The solicitation or acceptance of gifts from a lender, guarantor or servicer is prohibited by anyone with responsibilities with respect to education loans at Skinworks.
• Receipt of any fees, payments or other financial benefits for consulting services are prohibited by anyone with responsibilities with respect to education loans.
• The assignment of a first-time borrower’s loan to a particular lender is prohibited and Skinworks is required to certify and not delay certification of any loan regardless of the lender or guaranty agency the borrower selects.
• The acceptance of any funds to be used for private education loans in exchange for Skinworks providing concessions to the private lender is prohibited.
• Skinworks is prohibited from accepting assistance from any lender. Skinworks may, however, accept professional development training for its financial aid administrators, counseling, financial literacy, and debt management materials from lenders.
• Any employee with responsibilities with respect to financial assistance at Skinworks who serves on an advisory board or commission of a lender or guarantor may not accept anything of value from the lender or guarantor except reimbursement for the reasonable expenses of serving on the board or commission.